Three smart-home insurance discount opportunities worth asking your insurer about—not a ranking of guaranteed savings.
Earlier alerts can help you respond before damage spreads. Some policies reward eligible leak-detection systems; an automatic shutoff valve is different equipment from an alert-only sensor. Amica’s smart-home savings information.
Qualifying fire or smoke alarms may earn a protective-device discount. Monitoring requirements vary. State Farm’s protective-device discounts.
Some insurers reward qualifying security systems. A camera or door sensor alone is not automatically eligible, and professional monitoring may be required. Travelers’ protective-device discounts.
Ask your insurer before buying: eligibility, savings, approved devices, proof of installation and monitoring requirements vary by insurer, policy and state. No discount is guaranteed, and discounts may not combine. These examples do not mean our kits qualify or that we are affiliated with these insurers.
Explore lighting, easier controls and useful alerts that may support everyday independence. Smart-home technology does not replace caregivers, emergency services or an individual care plan.